Openpay is offered online at checkout, or you can visit one of our participating merchants in-store.
Openpay makes buy now, pay later, payment plans available. You do not need to hold and manage another credit or store card. You do however need an existing Visa or Mastercard to use Openpay. Simply tell a staff member you want to use Openpay and you’ll be guided through the process. You can also sign up any time using our App. Visit OpenPay website and see Frequently Asked Questions here.
Pay on your terms. Buy now. Zero interest. More time to pay.
Openpay does not charge any interest. Depending on the plan type selected and the participating merchant in which you are shopping at, there may be no fees at all. In some instances a small plan management fee will be applicable to each repayment. This fee varies depending on the merchant in which the purchase is being made. In the case of higher value purchases an establishment fee may apply. This will be payable by approved applicants only in line with the initial payment. Once again all costs will be disclosed before you commit to your purchase.
Payments are taken automatically as scheduled from your nominated credit or debit Visa or Mastercard. You can also make a payment early through the Openpay app.